Right now, we are still paying off some credit card debt.
No, we don’t have credit card debt because we are irresponsible newlyweds. It’s because when we first got married, we had crappy, minimum wage jobs. But we had to still eat! So we lived on a budget (and continue to do so) so that we could live on as little as possible. Unfortunately, by the time we got better-paying jobs, we had racked up a few thousand dollars in debt.
We are happy to say that we are in the final stretch and almost 100% debt free!